Ethereum Slows Down and Cardano Stays Flat, While This Altcoin Could Become the Top Crypto
June 25, 2025
After weeks of heightened volatility that saw the crypto market rise to new highs, major coins have entered a state of stagnation. Two notable examples are Ethereum ETH) and Cardano (ADA), both of which have underperformed in recent days.
While the growth of Ethereum (ETH) has slowed down, Cardano (ADA) continues to find growth despite a robust roadmap. Amid this disappointment, a lesser-known token, Mutuum Finance (MUTM), is pulling in investors seeking to position themselves ahead of the next altcoin rally.
Analysts are calling it the next big crypto of 2025, forecasting that the price could rise 31x when it goes live. These lofty protections are based on the unique utility that Mutuum Finance (MUTM) stands to offer the crypto community. Not wanting to be left behind, especially considering the massive discount in the ongoing presale, investors are taking every opportunity to pile capital into the presale.
The MUTM Token Presale
Mutuum Finance (MUTM) is currently in the first half of its presale and has raised over $10.1 million from around 12,400 unique buyers. Tokens in the current phase of the presale are going for $0.03, a 20% increase from the previous phase 4, when tokens were going for $0.025.
These increases in price are expected to continue until the final listing price of $0.06. As a result, the current price of $0.03 is a 50% discount on the planned listing price. Those who purchase their tokens now are guaranteed a 100% ROI based on the listing price.
According to analysts, the price of MUTM tokens could rise by around 31x. That means if you purchase $1,600 worth of tokens in the current phase of the presale, your investment could grow to nearly $50,000. That is one massive opportunity that you should do everything to grab.
At a 50% discount, you stand to make double what those who wait until the listing price will get. So far, many investors have already wised up to this massive opportunity and have bought 47% of the tokens set aside for phase 5, less than a month after they went live.
A major reason for the heightened interest in the presale is the generous $100,000 giveaway. In this giveaway, participants in the presale stand to make $10,000 worth of MUTM tokens. To participate, you only need to purchase at least $50 worth of tokens in the presale, and you could be one of the 10 lucky winners who get the massive prize.
Besides the giveaway, the protocol design, with its pivot to utility, has been a major driver of growth in the presale. Let us take a closer look at the protocol design.
The Mutuum Finance Protocol
Mutuum Finance (MUTM) is a decentralized non-custodial protocol where users can participate as lenders, borrowers, or liquidators. As lenders, they deposit their assets to earn interest in the form of an annual percentage yield (APY).
The APY rate at which they earn is based on the pool utilization rate. For instance, if they deposit $10,000 worth of AVAX in a pool, and the pool utilization rate rises, the APY could grow to 23%. At this rate, it means they will receive $2,300 on their assets per year.
When the utilization rate rises, it pushes up the interest rate, which encourages borrowers in a pool to repay their loans to avoid the higher rate. At the same time, it inspires lenders to deposit more assets into a pool to benefit from the higher yields. The positive feedback loop helps to boost liquidity in the protocol while at the same time, leading to optimal capital efficiency.
To defend liquidity in the pools, Mutuum Finance (MUTM) requires that all loans be overcollateralized. For instance, when a user deposits 1 ETH as collateral, they may be allowed to borrow up to 0.75 ETH worth of assets in the protocol. Meanwhile, a more unstable asset could be allowed to borrow up to 0.40 of its value.
That ensures that in case of any market movements, there is enough of a buffer for liquidators to step in and purchase the collateral at a discount. The actual discount that liquidators get varies over time, and can be increased to ensure they act fast to protect the protocol’s solvency.
The protocol also has an asset screening process, and some assets may not be allowed to participate in the protocol. In other instances, they may be allowed but with strict limitations. These limitations ensure that in case of unexpected price drops, the protocol’s health is not impacted to a large extent.
Conclusion
Mutuum Finance (MUTM) is designed to be the perfect DeFi protocol, which will redefine the entire crypto sector. As investors hunt for their next source of growth, MUTM tokens have proven to be an exciting option. With tokens currently going for a 50% discount, this could be your best opportunity at massive returns in 2025. Do not be left out.
For more information about Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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