Overall, while recent upgrades and price target increases reflect a greater degree of optimism among a number of large firms, there is a clear divide on valuation and guidance sustainability. Execution quality and growth momentum are broadly rewarded, but several voices counsel caution about near-term upside being potentially limited by already robust expectations.

Do your thoughts align with the Bull or Bear Analysts? Perhaps you think there’s more to the story. Head to the Simply Wall St Community to discover more perspectives or begin writing your own Narrative!

• American Express has introduced a suite of new Las Vegas experiences for Card Members, including premium access to celebrity restaurants through Resy, elevated hotel partnerships, exclusive entertainment options, and special privileges tied to the Formula 1 Las Vegas Grand Prix. These initiatives aim to enhance travel benefits and customer engagement.

• An exclusive pop-up destination, 1850 by American Express®, is set to open on the Las Vegas Strip. It will offer Platinum and Centurion Card Members premium hospitality, curated events, and personalized services during the lead-up to and throughout the Formula 1 Grand Prix.

• The company has raised its full-year 2025 guidance, projecting revenue growth of 9% to 10% and earnings per share between $15.20 and $15.50. This reflects robust operational momentum.

• American Express completed the repurchase of over 59 million shares, representing 8.24% of its shares outstanding, under a buyback program that began in March 2023.

• The consensus analyst price target (fair value) has risen slightly from $349.41 to $350.87.

• The discount rate has decreased modestly from 8.46% to 8.37%.

• The revenue growth estimate edged up from 10.10% to 10.11%.

• The net profit margin projection increased fractionally from 15.94% to 15.95%.

• The future P/E ratio estimate ticked upward from 20.66x to 20.68x.

A Narrative is your streamlined way to connect a company’s story with its numbers. More than just stats, Narratives on Simply Wall St let anyone share their outlook by linking financial forecasts, fair value, and future expectations in a single, evolving perspective. Narratives help investors decide whether to buy or sell by comparing Fair Value to the latest price, and update automatically as new news or results come in. You can find and follow Narratives in the Simply Wall St Community, used by millions of investors.

Read the original Narrative for American Express to stay ahead of the key developments, including:

• How premium cardmember focus, product innovation, and targeting younger demographics are driving growth and retention.

• Why strong credit quality, capital discipline, and major buybacks support margin expansion and earnings resilience.

• What emerging risks, such as intensifying competition and digital payment shifts, could mean for future profitability and fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include AXP.

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