(InvestigateTV) — When asked about their greatest financial asset, most people point to their home, car, or career.

But Stoy Hall, Founder and CEO of Black Mammoth – a financial planning and wealth management firm – said the answer should be something more personal: themselves. He believes mental health and the ability to achieve are what truly make those other assets possible.

“But how do you keep going through this life with everything hitting us 100 miles anHour?” Hall asks. “Because adulting sucks, how do we achieve this without having that burnout? You need to recognize what makes you happy and energizes you regardless of what it is and what others are doing.”

Hall said it’s ok to spend money on the activities that keep people relaxed and grounded. These investments in well-being, he says, can help individuals recharge and refocus in other areas of life—including their finances.

He said he’s experienced burnout, and it can keep people from achieving their financial goals.

“When you get to that level, you are no longer trying to achieve to get better or anything like that, your body goes into pure survival mode,” he explained. “That’s it. That’s all you have energy left for is literally eating, breathing and surviving the day. And when you get there, there is no saving money, there is no getting ahead. There is none of that.”

That’s why, Hall said, it’s so important for people to recognize what can give them more strength and energy – and to pursue what brings them joy. Doing so supports positive mental health, which ultimately creates the mindset needed to build wealth.

Copyright 2025 Gray Media Group, Inc. All rights reserved.