Ethereum Slides Below Key Support and Altcoins Suffer, Is this New DeFi Coin the Best Cryp

November 23, 2025

Ethereum’s recent slip under a key support level has triggered concern across the broader altcoin market. With volatility rising and many large-cap cryptocurrencies losing momentum, investors are starting to look elsewhere for stronger upside. This shift has placed growing attention on a new DeFi crypto project that is still early, still under $0.05, and already showing signs of strong market traction. Some investors now ask whether this token could be one of the best crypto opportunities for Q1 2026.

Ethereum (ETH)

Ethereum currently sits near an important support zone after trending downward over the past several sessions. While ETH remains one of the top cryptocurrencies in the world, its valuation is becoming a challenge for investors who want higher-multiple growth.

Its market cap is in the hundreds of billions, which makes explosive gains harder compared to earlier years. ETH also faces resistance near the upper $3,600 range, a level it has struggled to break for months. Many traders believe that clearing this area will require a strong catalyst, yet the current market environment has not produced one.

This is why a growing number of investors are now looking at lower-priced altcoins with earlier entry points. When the market moves sideways, people often search for the best crypto to buy now that offers stronger upside potential.

Mutuum Finance (MUTM)

Mutuum Finance is one of the new crypto projects gaining traction while larger altcoins soften. The protocol is building a dual lending structure designed for both depositors and borrowers. The system issues mtTokens to users who supply assets. These mtTokens show the user’s position and the yield they earn from the pool. For example, if someone supplies $1,000 worth of assets, they receive mtTokens in return, and the value of those mtTokens grows as interest builds.

Borrowers on the platform operate under variable and stable interest frameworks. Rates are based on pool activity and liquidity. Loan-to-value (LTV) rules remain clear, and if a borrower’s collateral falls below safety limits, the liquidation bot steps in. This maintains system stability and reduces risk for depositors. This setup is one reason early investors believe MUTM has strong potential as a DeFi crypto. Utility-driven tokens tend to benefit the most when the market recovers.

Strong Engagement

Mutuum Finance began its presale in early 2025, and progress has been consistent. The token is currently priced at $0.035, which represents a 250% increase from the original Phase 1 price of $0.01.

The presale has now raised over $18.8 million, ranking it among the most active new cryptocurrency sales of the year. More than 18,000 holders have joined so far, and Phase 6 is above 89% allocated. With each stage priced at a fixed level and with fixed token supply, higher demand pushes each round toward faster completion.

A total of 800 million tokens have been sold. From the full 4 billion supply, 45.5%, about 1.82 billion tokens, is allocated to the presale. The project also supports card payments, which has made entry easier for users outside the crypto-native crowd.

One additional driver of daily activity is the 24-hour leaderboard, where the top daily contributor receives $500 worth of MUTM. This reward system creates steady participation and helps maintain presale momentum. Security also remains a priority. Mutuum Finance completed a CertiK review and received a 90/100 Token Scan score, which investors often see as a positive sign for smart-contract reliability.

V1 Launch and Oracle Infrastructure

Mutuum Finance confirmed on its official X channel that the V1 protocol will launch on Sepolia testnet in Q4 2025. This first version includes core features such as the liquidity pool, mtToken system, debt token mechanics and the liquidation bot. ETH and USDT will be the initial supported assets for supplying, borrowing and collateral usage.

This stage marks the shift from development to real delivery, which is often when early-stage projects begin attracting wider attention. Many investors compare this point to the early rollout phases of several successful DeFi platforms.

Mutuum Finance is also developing a USD-pegged stablecoin for later versions of the protocol. The stablecoin will be minted and burned on-demand, giving users predictable on-chain liquidity. Interest collected on stablecoin loans flows back into the treasury, strengthening long-term sustainability.

Another important piece is the oracle design. Mutuum plans to rely on Chainlink feeds, with fallback oracles and aggregated pricing to improve accuracy. Accurate price data is essential for liquidations, loan health checks and LTV rules. Strong oracle infrastructure is often viewed as a major factor when evaluating which crypto to buy in the DeFi sector.

Why MUTM Is Getting Noticed as a Top Crypto for Early 2026

With Ethereum slowing and many altcoins trading sideways, investors are paying attention to projects at earlier growth stages. MUTM stands out because it is still priced low, still in development and still expanding quickly.

The presale is closing in on its next major threshold, and analysts watching the project believe that early-stage traction is one of the strongest signals for potential long-term growth. Whale inflows have also increased during the latest stage, showing that larger buyers are positioning ahead of the V1 launch. Higher-tier investors tend to move earlier when they see clear progress in a protocol’s structure, roadmap and funding.

Phase 6 is now nearing full allocation. Once it sells out, the price moves to the next tier, bringing the token closer to its expected $0.06 launch level. For many buyers, this positions MUTM as one of the best cryptocurrency options under $0.05 while it remains in this stage.

The combination of real DeFi utility, a rising presale, mtToken yield mechanics, a working lending framework and a confirmed V1 release makes MUTM stand out among top crypto contenders for Q1 2026. With stablecoin development, strong oracle plans, audited contracts and nearly full Phase 6 allocation, the project appears to be moving quickly toward a major launch moment. For investors watching crypto prices today and comparing early-stage entries, MUTM is increasingly being viewed as one of the most promising low-priced altcoins heading into the next market cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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