Freberg Environmental Insurance LLC, a managing general underwriter specializing in environmental risks and part of Ryan Specialty, has launched its Environmental Unsupported Excess Liability program. 

The new product expands Freberg’s current environmental liability offerings by providing more flexibility and broader access to excess limits across a wide range of environmental risks.

The program, available in all 50 states, offers limits of up to $10 million and can be written over existing Freberg programs or other carriers’ primary environmental coverage. It supports several lines, including general liability, contractors pollution liability, professional liability, environmental impairment liability and products pollution liability.

Target risks include environmental contractors, consultants, and engineers; remediation and cleanup specialists; solar and alternative energy contractors; waste management and recycling operations; environmental labs and regulatory consultants; and facilities such as landfills, materials recovery facilities (MRFs), and wastewater treatment plants.

The launch of Freberg’s new offering comes at a time when the excess liability insurance market is evolving amid rising demand and tightening underwriting standards.

According to industry data, the global excess liability insurance market was valued at approximately $14.8 billion in 2024 and is projected to grow to about $15.9 billion in 2025, with forecasts reaching more than $20.9 billion by 2029. Market observers attributed this growth to the increasing frequency of large claims, social inflation, and the heightened need for higher-layer liability coverage in industries facing complex exposures.

In the US, excess and umbrella premiums in the surplus lines market grew 13.2% year-over-year during the first half of 2025. This growth has been supported by demand from industries such as construction, transportation, manufacturing and environmental services.

Despite this expansion, capacity in the excess casualty sector remains tight. Underwriters continue to face challenges from escalating jury verdicts, large claim settlements, and shifting attachment points. As a result, insureds increasingly seek more specialized or “unsupported” excess programs to secure higher limits tailored to niche exposures.

Freberg’s new environmental unsupported excess liability program aligns with this market shift, offering brokers and insureds a solution that complements primary coverage while meeting rising demand for higher, flexible environmental liability protection.