(InvestigateTV) — A recently released survey and report by Resonate shows that fear over a stock market crash increased 52.6 percent in the last three months, leaving many Americans fearful for their financial future.

Gloria Garcia Cisneros, a wealth manager with LourdMurray, said it’s instinct to want to latch onto our money and keep it safe. But it’s usually better to keep money invested even when things feel shaky.

“I always remind people to base their investing and just financial personal finance goals around themselves and their goals and trying to remain calm, not panic, which can be hard because our emotions kick in,” Cisneros shared. “And maybe that’s all our hard-earned money, right? But markets have bounced back from wars, from recessions, from natural disasters.”

She said one way to fight back against this is to make sure investments are diversified. This means spreading money across different types of investments, like stocks, bonds and other assets.

“Tune out the noise. Headlines are meant to catch your attention,” she explained. “And oftentimes, you know, they’re always saying the worst is the worst and it can’t go higher, all these different things. But they’re meant to grab your attention. They’re not meant to guide your investment philosophy or your personal finance.”

Cisneros said to keep some money in safe places, like a savings account or government bonds, and don’t make quick changes based on fear. 

She said always think long-term, especially if the money is not needed right away. Protecting an investment doesn’t mean avoiding all risk, she said, it’s just about finding the right balance.

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