Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.

Ripple (CRYPTO: XRP) CEO Brad Garlinghouse argues the bearish mood around Bitcoin (CRYPTO: BTC) is temporary and completely out of sync with the structural tailwinds supporting the market.

What Happened: Speaking at Binance Blockchain Week 2025, Garlinghouse said the U.S., which accounts for over one-fifth of global GDP, is undergoing a historic shift from anti-crypto hostility to pro-crypto regulation.

That regulatory pivot, he argues, is laying the groundwork for explosive institutional adoption.

Don’t Miss: If there was a new fund backed by Jeff Bezos offering a 7-9% target yield with monthly dividends would you invest in it?

Major players like BlackRock, Vanguard, and Franklin Templeton are now openly embracing digital assets.

Garlinghouse rejects the idea that ETF demand has peaked, noting crypto represents just 1–2% of all ETF assets, a tiny fraction that leaves enormous upside.

Ripple is also seeing rising institutional flow through its prime brokerage and rapidly growing stablecoin operations.

Why It Matters: The discussion noted that the recent correction wiped out roughly $20 billion in leverage, pushed funding rates negative and and drove traders into stablecoins, a classic sign of fear.

But beneath that volatility, accelerating ETF inflows, global regulatory clarity, and stablecoins becoming mainstream means real-world crypto infrastructure is gaining traction.

See Also: Missed Nvidia and Tesla? RAD Intel Could Be the Next AI Powerhouse — Invest Now at Just $0.85 a Share

Ripple’s stablecoin approvals in Abu Dhabi and Dubai reinforce that point, stablecoins are no longer experimental; they’re becoming embedded in real financial systems.

What’s Next: Garlinghouse’s core argument is that short-term turbulence is obscuring the long-term transformation underway. Institutional adoption is rising, utility is scaling, regulation is improving, and crypto is increasingly integrating into global financial plumbing.

In that environment, he says Bitcoin could realistically spike toward $180,000 by end of 2026 as sentiment snaps back.

Trending Now:

• Wall Street’s $12B Real Estate Manager Is Opening Its Doors to Individual Investors — Without the Crowdfunding Middlemen

• Deloitte’s #1 Fastest-Growing Software Company Lets Users Earn Money Just by Scrolling — Accredited Investors Can Still Get In at $0.50/Share.

Building a resilient portfolio means thinking beyond a single asset or market trend. Economic cycles shift, sectors rise and fall, and no one investment performs well in every environment. That’s why many investors look to diversify with platforms that provide access to real estate, fixed-income opportunities, professional financial guidance, precious metals, and even self-directed retirement accounts. By spreading exposure across multiple asset classes, it becomes easier to manage risk, capture steady returns, and create long-term wealth that isn’t tied to the fortunes of just one company or industry.