Any time that money comes your way you are probably tempted to spend it. After all, who doesn’t love a windfall of cash when it is least expected? Though the urge to splurge is strong, it might be better to put that money in your investing account, especially if it is in the range of $1,000.

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This can come in the form of a tax refund, bonus, or some other means adding up to $1,000, which you can put into your investment accounts, such as a 401(k), a standard brokerage account, and some other kind of investing account.

Here is the best way to spend $1,000 in your investing accounts.

First thing is first: if you do not have a Roth IRA, consider starting one. Once you do, you can contribute $1,000 to get started on investing in your future. Just be sure to check with your financial advisor about how your taxes on that contribution will pan out for that year.

“You will need to have earned income and check the rules if you are in a high tax bracket,” said Chad Gammon, a CFP professional and the owner of Custom Fit Financial. “This would be a great idea since contributions are after-tax, but withdrawals later on would be tax-free and a great way to build wealth.”

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If you have a full-time job and are building your own business on the side, investing in yourself is never a wrong move in the professional opinion of Kristopher Whipple, partner and financial advisor at Kristopher Curtis Financial.

“The potential of growth on your own sweat equity within a self-made business that is designed for your passions and freedom has weight, one that I would argue deserves investing,” said Whipple.

Another way to use that $1,000, according to Gammon, is by making a contribution to your Health Savings Account (HSA).

“You will need to have a high-deductible health care plan (HDHP),” explained Gammon. “You can invest in an HSA and withdrawals for qualified medical expenses are tax-free. This could be a great option for health care in your retirement.”

If you are a newcomer to investing and trying to figure out how to begin having your money work for you, opening up a brokerage account can be one of the easiest first steps.

Eric Franklin, the managing principal and co-founder of Prospero Wealth advised that anyone looking into investing their first $1,000 should be buying shares in a company they are passionate about.