Top 10 Most Active Early-Stage Fintech Investors With Contact Details

April 5, 2025

This week both Klarna and Chime decided to postpone their IPO plans due to the current economic climate. At the other end of the spectrum, the early-stage fintech ecosystem in the United States is also navigating this complex environment, with venture capital funding being the lowest in 2024 since 2016.

Despite these headwinds, certain venture capital firms continue to demonstrate a strong commitment to early-stage fintech investments. Firms such as Y Combinator, Andreessen Horowitz and Coinbase Ventures remain active in identifying and supporting innovative fintech startups. These investors are particularly focused on areas like artificial intelligence, blockchain, and decentralized finance, which are poised to drive the next wave of financial innovation.

As the fintech sector continues to evolve amidst economic fluctuations, the role of these early-stage investors becomes increasingly vital. Their strategic investments not only provide essential capital but also offer guidance and resources that are crucial for startups aiming to navigate the current market dynamics and achieve sustainable growth.

Below is a list of the ten most active early-stage fintech investors in the U.S., between Q1’24 – Q1’25, according to PitchBook, with links to their website and information about how to get in contact with them, but most venture firms prefer introductions through mutual connections or their professional networks.

1. Y Combinator

Early stage fintech investments made last 12 months: 33
Focus: Y Combinator is a startup accelerator that funds early-stage companies across various sectors, including fintech. They provide seed funding, mentorship, and resources to help startups scale.​
Website: https://www.ycombinator.com/
Pitch submission: Founders can apply through their online application portal: https://www.ycombinator.com/apply/

2. Plug and Play Tech Center

Early stage fintech investments made last 12 months: 27
Focus: Plug and Play is a global innovation platform that connects startups with corporations, investors, and mentors. They invest in various industries, including fintech, and offer accelerator programs to foster startup growth.
Website: https://www.plugandplaytechcenter.com/
Pitch submission: Founders can submit their applications through the platform’s website: https://www.plugandplaytechcenter.com/startups/

3. Robot Ventures

Early stage fintech investments made last 12 months: 27
Focus: Robot Ventures is a pre-seed and seed-stage investor focusing on fintech and crypto companies with ambitious and contrarian worldviews. They support founders with industry-defining economic design and experience.
Website: http://www.robvc.com
Pitch submission: Specific contact information is not publicly listed. Founders are encouraged to connect through the website or professional networks.​

4. Gaingels

Early stage fintech investments made last 12 months: 27
Focus: Gaingels is a leading venture investment syndicate supporting diversity, including the LGBTQIA+ community and allies. They co-invest with select venture capital leads in companies committed to building diverse and inclusive teams.​
Website: https://gaingels.com/
Pitch submission: Gaingels does not publicly list a direct email for pitches. Founders can learn more about their investment process here: https://gaingels.com/forcompanies

5. MH Ventures

Early stage fintech investments made last 12 months: 25
Focus: MH Ventures is a founder-focused, early-stage venture fund dedicated to the growth of the Web3 ecosystem. They invest in projects advancing the crypto and Web3 landscape.
Website: https://www.mhventures.io/
Pitch submission: Founders can reach out via email at info@mhventures.io.​

6. Coinbase Ventures

Early stage fintech investments made last 12 months: 24
Focus: Coinbase Ventures invests in founders who share Coinbase’s mission of creating more economic freedom through advancements in crypto and Web3 technologies.
Website: https://www.coinbase.com/ventures
Pitch submission: Specific contact information is not publicly listed. Founders are encouraged to connect through the website or professional networks.​

7. Andreessen Horowitz (a16z)

Early stage fintech investments made last 12 months: 23
Focus: Andreessen Horowitz is a venture capital firm investing in entrepreneurs building the future through technology. Their investments span various sectors, including fintech, bio, crypto, and Web3.​
Website: https://a16z.com/
Pitch submission: Andreessen Horowitz does not publicly list a direct email for pitches. Founders are encouraged to connect through their network or via introductions.​

8. Polychain Capital

Early stage fintech investments made last 12 months: 23
Focus: Polychain Capital is an investment firm committed to exceptional returns through actively managed portfolios of blockchain assets. They focus on investing in protocols and companies in the blockchain space.​
Website: https://polychain.capital/
Pitch submission: Specific contact information is not publicly listed. Founders are encouraged to connect through the website or professional networks.​

9. Alumni Ventures

Interview with Mike Collins, Founder afnd CEO Of Alumni Ventures

Early stage fintech investments made last 12 months: 21
Focus: Alumni Ventures provides accredited investors and institutions with access to professionally managed, diversified venture portfolios. They invest across various sectors, including fintech, by co-investing alongside established venture firms.
Website: https://www.av.vc/
Pitch submission: Alumni Ventures does not publicly list a direct email for pitches. Founders can learn more about their approach here: https://www.av.vc/Alumni Ventures

10. Orange DAO

Early stage fintech investments made last 12 months: 21
Focus: Orange DAO is a founder community exploring and advancing Web3 by investing in and supporting founders. They offer mentorship and resources to startups in the crypto space.
Website: https://www.orangedao.xyz/
Pitch submission: Specific contact information is not publicly listed. Founders are encouraged to connect through the website or professional networks.

Methodology

Our definition of Early Stage is any transaction that’s less than$5m USD. ​PitchBook employs a comprehensive methodology to collect and report data on the capital markets, combining human expertise with advanced information infrastructure. Their data operations team, comprising over 1,500 specialized professionals with an average tenure exceeding three years, meticulously gathers and verifies information from diverse sources such as regulatory filings, press releases, news articles, and websites. This team processes this fragmented global data through more than 100 proprietary procedures.

For more on Forbes, meet “The 3 Most Active Early-Stage Fintech Investors” here.

 

Search

RECENT PRESS RELEASES